3.9 / 5 - 358 Votes | File Size: Not Available |
Developer: U.S. Bancorp |
Mobile Deposit in the US Bank app frustrates me every time I try to use it. [edit] BUT huge thanks to US Bank for finally removing the requirement to write “for deposit only” under the endorsement!!! [/edit] The over-automated check scanning UI is poorly conceived and prone to failure. It shows an approximate size field into which to fit the check, but demands that you “Get Closer” when you’ve already properly positioned your phone. Then it snaps the image *while* you’re moving closer, which results in a less sharp image than would have been obtained by anyone who’s used a smartphone camera before, if they’d been allowed to capture it manually. Then, the app transmits the images to the bank, and they are rejected. The app has now reset some of the data you put in for the deposit, so you’ve gotta re-type that stuff before proceeding. Other banks have had the mobile deposit system down for years, without any of these hiccups. Please, US Bank, offer an easily accessible manual camera mode, and scrap the For Deposit Only sensor, because you obviously don’t have the programming chops to fix it.And OY with the banners for Zelle and ApplePay! Who needs to be reminded about those things every time they log in to view their accounts? No one!Don’t get me started on slow response time between pages, incomplete or unavailable data, failure to show pending transactions which are days old, etc.
Download the power of possible! The U.S. Bank Mobile App gives you a complete set of banking tools at your fingertips. Easily, conveniently and securely manage your finances – anytime, anywhere.
YOUR SECURITY IS OUR PRIORITY
• Your private information stays private, thanks to advanced encryption and firewall technology.
• Our Online Risk-Free Guarantee protects you from unauthorized transactions.
ACCESS AND MONITOR YOUR ACCOUNTS 24/7
• Log in with Face ID® (iPhone® X only) or Touch ID® (iPhone 5s and later models only); access popular features directly from the app icon using 3D Touch® (iPhone 6s and later).
• Enable Instant Balance to view your primary account balance without logging in.
• View balances for your U.S. Bank savings, checking, credit card and brokerage accounts.
• View eStatements and transaction history for most accounts.
• Receive customized account alerts1 to stay informed of low balances, large transactions, and more.
• Find nearby U.S. Bank branches and ATMs.
MOVE MONEY ANY WAY YOU CHOOSE
Deposit Checks
• Use your iPhone camera to deposit checks from anywhere in the U.S. with free Mobile Check Deposit.2
Send Money
• Securely send, request and receive money with Zelle®, using just an email address or U.S. mobile number. Money travels fast, directly from account to account.3
Transfer Funds
• Transfer between your U.S. Bank accounts.
• Transfer between your accounts at U.S. Bank and elsewhere.4
• Set up recurring transfers to make saving easier.
MASTER YOUR BILLS
• Easily manage your bills in one place with one password using U.S. Bank Bill Pay.
• Schedule eligible payments for the amount and date you choose; cancel anytime before processing.
• Stay on track with convenient Bill Pay reminders via text1 or email.
• Receive eBills, delivered right to your account from billers that offer them.
KEEP YOUR CARDS TRAVEL-READY
• Set up travel notifications to inform us of your travel plans up to 90 days in advance, ensuring that your U.S. Bank credit and debit cards are ready for use wherever you go.
• When you allow the app to access your location, we can ensure that you and your U.S. Bank Visa® card are together, whether home or away – helping you minimize your risk of fraud and avoid unnecessary transaction declines while traveling.
HELP YOURSELF
• Use our in-app Answers tool for on-demand answers to common banking questions.
• Use the Self Service menu to:
o Activate U.S. Bank credit and debit cards.
o Easily add your U.S. Bank Visa® credit or debit card5 to Apple Pay.
o Update your contact information.
o Change your ATM PIN.
o Order checks and more.
OR GET OUR HELP WHEN YOU NEED IT
• U.S. Bank 24-Hour Banking contact information is right at your fingertips.
The Fine Print:
1. For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
2. Free for consumer accounts. Eligibility requirements and restrictions apply. Please refer to the Online and Mobile Financial Services Agreement and Fee Guide for more information.
3. Recipients must have an eligible bank account in the United States. Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
4. Eligibility requirements apply. Please see the Online and Mobile Financial Services Agreement and Fee Guide for more information.
5. Eligibility requirements apply.
U.S. Bank is committed to protecting your privacy and security. View our privacy pledge at usbank.com/privacy. The U.S. Bank Online Risk-Free Guarantee protects customers from fraud loss. Learn more at usbank.com/riskfree. For more information about U.S. Bank Mobile Banking, please visit usbank.com/mobile or call us toll-free at 866-578-8007.
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